Denver Bankruptcy Lawyer Provides Colorado Bankruptcy Law Assistance

Over 14 Years of Legal Experience

Even though there are “new” bankruptcy laws which have been in effect since 2005, you still may be eligible for bankruptcy relief in Colorado. Despite the fact that bankruptcy relief may be more difficult to obtain for some, The Law Office of David M. Serafin will explain to you how the bankruptcy laws in Colorado work and will assist you in filing for bankruptcy in Colorado. As a Denver bankruptcy lawyer, Attorney David M. Serafin understands how difficult the decision is to file for bankruptcy.

Having a Masters Degree in Taxation, in addition to a law degree, David is able to use his unique tax credentials to his clients’ advantage in situations affecting those facing an IRS or Colorado state tax audit, or who are on the receiving end of a debt collection matter, particularly as it relates to complete discharge of tax debt, or an interest and penalty free Chapter 13 bankruptcy payment plan of such tax debt.

The new bankruptcy laws create strict new filing requirements on debtors and their lawyers. As your lawyer, you and I will review together both bankruptcy and non-bankruptcy options. If you do decide to file for bankruptcy, we will ensure that your case is well prepared. If you would like to learn more about filing bankruptcy in the Denver area, please Contact The Law Office of David M. Serafin for more information. Click here to learn more about chapter 7 bankruptcy or chapter 13 bankruptcy.

Here’s an overview as to how we initiate the bankruptcy process in Colorado:

1. We gather extensive information about your assets, debts, income and expenses, as required by the new bankruptcy laws, and
2. Before we file for bankruptcy, you’ll first need to provide to us any personal and business tax returns for the previous year, copies of pay stubs and proof of monthly expenses.

Before you deplete your retirement plan, transfer credit card balances or property of any type, I strongly recommend that you contact our office.

You should also contact me if you are being sued and/or if a judgment is pending against you. If a judgment is entered against you or your property, the underlying debt may become a secured debt thereby allowing a creditor to garnish wages, seize bank accounts, or place a lien on property. Although bankruptcy can often eliminate judgments, it is still preferable for you to consult with me in advance before creditors take legal action.

Under the new bankruptcy laws, the Law Office of David M. Serafin is also known as a “debt relief agency” meaning that we help people file for bankruptcy relief under the Bankruptcy Code.

Although the new laws will increase the complexity of personal bankruptcy, the Law Office of David M. Serafin will aggressively protect your rights under the new bankruptcy laws in Colorado.