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Debt Collection Suits in Colorado Dramatically Increase

Residents of the Denver metro area and in other areas of Colorado contemplating filing for chapter 7 or chapter 13 bankruptcy as a result of too much debt should be aware that Colorado courts and most courts nationwide have experienced a dramatic increase in lawsuits filed by debt collection companies over the past 12 months.

Due to ever increasing volume and defaults (particularly with credit cards), many debt collectors now use computer programs which automatically generate documents, such as a complaint and summons, without human oversight. As a result, many cases are not being properly filed and state incorrect amounts of debt owed. Because most state court civil collection suits in Colorado result in a default judgment (whereby the debtor fails to appear in court to litigate the matter), debtors are believed to be sued for debts they do not owe, which may expedite the bankruptcy process.

This is yet another example as to how creditor abuses are becoming more widespread. As such, I highly recommend that you immediately respond to any law suit immediately by hiring a experienced Denver bankruptcy lawyer, particularly if you believe that the debt collector has targeted you unfairly or if they have used illegal or abusive methods of collection.

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David Serafin is a talented and respectful attorney that works hard to get the best results for his clients. He's thorough at reviewing client cases and patient at explaining all the available options. I would certainly recommend him to anyone searching for help with a bankruptcy, a tax situation or estate planning. A. K.
Mr. Serafin is a consummate professional and his hard work and legal advice are second to none. He will give you outstanding personalized legal service, and you will be glad you chose him as your attorney. While some lawyers have a bad reputation for lacking ethics, Mr. Serafin holds himself to the highest of ethical standards and is in good standing with the Colorado bar. Pick Mr. Serafin for your tax and other legal needs - you will be glad you did. R.S.
If you are in need of a excellent attorney who will provide you support, guidance, professionalism, and most importantly, INTEGRITY. David does it all! I would not pass up his due diligence! R. T.