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Why You Should be Reluctant About Short Sales Limitations on Tool of Trade Bankruptcy Exemption in Colorado for Small Business Owners Relief from Automatic Stay and Bankruptcy in Colorado Holiday Spending and Timing a Bankruptcy Filing “Spending Down” Disposable Income and Effective Pre-Bankruptcy Planning Demographics of Who is Filing for Bankruptcy in Colorado Bankruptcy Preferences in Colorado Should I Keep my Financed Vehicle in a Colorado Chapter 7 Bankruptcy? Discharging Tax Interest and Penalties in Bankruptcy Ramifications of U.S. Supreme Court’s Ransom Decision for Colorado Bankruptcy Filers The Benefits of a 100% Chapter 13 Bankruptcy Plan Chapter 7 Bankruptcy Filers with Primarily Business Debts Exempted from Means Test Colorado Bankruptcy and Retirement Accounts Short Sale v. Foreclosure in Colorado The Role of the Chapter 13 Bankruptcy Trustee in Colorado Obtaining a Loan in Chapter 13 Bankruptcy Bankruptcy and Using Credit Cards Tax Refunds and Bankruptcy Addressing a Lender’s Motion for Relief from Stay in Chapter 13 Bankruptcy How Much Does Chapter 13 Bankruptcy in Colorado Cost? When Can I File Bankruptcy for a Second Time in Colorado? Valuation of Colorado Real Estate in Bankruptcy Should I Purchase a New Car Before Bankruptcy? How Bankruptcy in Colorado Affects Mortgage Debt and HOA Dues Why Mortgage Lenders and Servicers Frequently Foreclose in Colorado How is a Chapter 13 Bankruptcy Plan Payment Determined in Colorado? Colorado Homeowners are Eliminating Second Mortgages More than Ever Will a Colorado Bankruptcy Stop a Wage Garnishment? Passing the Means Test in Colorado: Making Sure All Monthly Expenses are Counted Bankruptcy for Small Business Owners in Colorado How Personal Bankruptcy, and not Business Bankruptcy, Helps Colorado Small Business Owners The IRS Trust Fund Recovery Penalty and Chapter 13 Bankruptcy Utilizing the Colorado Homestead Exemption in Bankruptcy What is Income under the Chapter 7 Bankruptcy Means Test? The Definition of Bankruptcy Assets The Dangers of Car Purchases Prior to Bankruptcy Will a Second Mortgage Holder Foreclose in Colorado? Converting from Chapter 13 to Chapter 7 Bankruptcy Converting from Chapter 7 to Chapter 13 Bankruptcy Bankruptcy for Higher Income Debtors Rental Property and Bankruptcy Unborn Children and the Means Test In re Ruiz Decision Affects Colorado Bankruptcy Filers with Uncleared Checks as of Filing Date Velazquez v. Countrywide Home Loans Servicing Allows for Lender’s Attorney Fees Recovery 8th Circuit Holds Exempt Property Subject to Fraudulent Transfer Laws What is Chapter 20 Bankruptcy? Chapter 13 Bankruptcy May Remove Second Mortgage Chapter 13 Bankruptcy Can Stop Foreclosure and Save Your Home Per 9th Circuit’s Mwangi Decision, Bank Cannot Freeze Exempt Bank Account Funds Cram Down Secured Tax Debt in Chapter 13 Bankruptcy Re-Opening a Bankruptcy Case as per Section 350(b) Eliminate Second Mortgage in Colorado Chapter 13 Bankruptcy Tax Debt Relief in Bankruptcy Lien Stripping in Colorado Alternatives to Bankruptcy in Colorado The Benefits of Using a Tax Lawyer to File Bankruptcy in Colorado Bankruptcy Options for the Colorado Small Business Owner Law Office of David M. Serafin offers bankruptcy and tax representation in Summit County, Colorado Modification of Chapter 13 Bankruptcy Plans Business Bankruptcy in Colorado Personal Bankruptcy in Colorado: Is Chapter 7 or 13 Better for Me?